Overnight checklist
Ready by morning: what to prepare overnight
Everything on this list can be done at the kitchen table after dark. Get it done tonight and the first business-hours conversation is about your options, not missing paperwork.
Bank statements
Which business bank statements a lender wants, how many months, which accounts and formats, and why downloading them tonight makes the morning call faster.
Read more →Property documents
The property documents a secured business loan needs: finding the rates notice, mortgage statements and title details tonight, and why they speed things up.
Read more →ATO statement
Borrowing with tax debt? Why a lender wants a current ATO statement, where to get it after hours in ATO online services, and how to explain any payment plan.
Read more →Purpose & exit plan
How to write a business loan purpose and exit strategy in three plain sentences tonight: what the money is for, how much, and exactly how it gets repaid.
Read more →ID & signers
Who needs to provide ID and sign for a business loan — directors, co-owners, guarantors — and how to line them up tonight so signing doesn't hold things up.
Read more →Numbers without your accountant
Need business financials for a loan tonight but your accountant's asleep? The reports you can export yourself, what they show and what can wait.
Read more →The morning call
What happens on the first call about your business loan: the questions a lending specialist asks, how long it takes, and how to prepare the night before.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person picks it up